Our process is broken down into four (5) steps so that we can demonstrate tax efficiencies by a factor of 5X and sometimes up to 10X. The result favors the long term approach to maximizing tax efficiencies and minimizing the impact of estate taxes on wealth and legacy of the person(s).

1. Introduction and Establishing Expectations (Intro)

Meeting introduction with the team: Determine what the expectation(s) are for both parties. Defining terms of the professional relationship. Establishing an engagement letter that outlines the scope of work.

2. The Discovery Process (Analysis)

What is the financial goal, the lifestyle goal, the legacy goal, and the benefits you want to receive through integrating insurance based strategies into your tax and estate plan. Determine if there is a good fit for both parties. Gather all information to conduct a thorough assessment from you the client themselves and the client’s professional advisory team are able to provide all the data required.

3. The Strategic Solution (Design)

A detailed customized insurance based strategy best suited to the client’s tax, financial planning, estate planning, and legacy objectives. This collaboration is done with a team of professional experts working in concert with you the client and your legal, accounting, tax, and other professional advisors.

4. The Tactical Implementation (Build)

Once all parties agree to move forward, we will arrange, oversee, and guide you (client) through the underwriting process and funding to secure the most effective insurance based solution available in the marketplace.

5. Relationship Management through Continuous Improvement Program (Review)

The Continuous Improvement Program is dynamic and designed to ensure that the tactical implementation is optimally maintained and continues to achieve a client’s objective as to their personal, financial, and corporate outcomes.